Reasons to not File for Bankruptcy with an App


It is quite likely that you may have seen a few applications that advertise the process of applying for bankruptcy directly from your mobile phone. Applying for bankruptcy is not typically a risk but when you choose to input your information into an un-trusted application this could potentially put your information at risk.

People are quite ready to trust applications on their mobile phone or computers today and it’s true that there are applications that can help you through the process of filling out chapter 7 forms. The problem with many of these applications is that they completely ignore the idea of debt consolidation.

Working with a bankruptcy attorney can be an excellent way that you can review your case as well as check into the alternatives that are available to you for filing for bankruptcy. Working with a bankruptcy attorney will make sure that all of your assets and expenses will be properly reviewed and that there is a chance to seek out alternative options to bankruptcy first.

If you’ve been tempted to try the applications to apply for bankruptcy you should strongly consider the idea of working with a bankruptcy attorney instead. Choosing the right bankruptcy attorney means asking questions about your nonexempt assets, if you could take on a preferential payment schedule or if you pass the means test for Chapter 7 bankruptcy. By taking care of all of these factors upfront you can be ready for the process of filing.

If you are going to be filing for bankruptcy don’t trust the process in the hands of an application, hire a qualified bankruptcy attorney instead. You could be entering your information into a product that could simply be taking advantage of identity theft or you could be undergoing the bankruptcy process when it is unnecessary for your situation.

This post was written by Trey Wright, a bankruptcy lawyer in Tallahassee. Trey is one of the founding partners of Bruner Wright, P.A. Attorneys at Law, which specializes in areas related to bankruptcy law, estate planning, and business litigation.

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