If you have been injured on the job, you have the right to apply for worker’s compensation. The worker’s compensation application process does vary slightly from state to state, so you will want to you follow the correct procedures. When applications are not complete, it could cause delays. For those who would like to be guided through the process, a workers comp attorney portland oregon can help. Hiring the services of an attorney specialized in this area can prevent mistakes and unnecessary stress.
Here are three worker’s compensation tips.
Worker’s compensation is an insurance most companies must be procure. If one of their employees suffers an injury while on the job, no matter who is at fault, the compensation is meant to cover up to two-thirds of lost wages and medical costs. It can also cover rehabilitation and retraining. If an employee’s injury was caused due to the employee being intoxicated, a worker’s compensation claim can be denied. Self-inflicted injuries, injuries caused during the commission of a crime or while violating their employer’s conduct policy may cause a claim to be denied, too.
Report as Soon as Possible
When an on the job injury occurs, do not delay reporting it. The longer you wait, the more room for suspicion you allow. While it is true that some accidents do not show severe symptoms right away, it is best to follow your company’s accident procedure and report the injury as soon as possible. You are also encouraged to seek medical attention as soon as possible. Even though you may not show grave symptoms immediately after an accident, it is a good idea to get ahead of a potential worst case scenario.
If anyone witnesses your accident, you will want to take note of their names and contact information. They can help corroborate how you were injured because you will be asked to give an explanation, possibly several times to different people.
Since you will be asked to explain your injury to potentially more than one party, even though it is cliché, honesty is the best policy. Worker’s compensation claims can be denied if you are not consistent in your statements throughout the entire process.
On the job injuries, even if minor, should not be ignored. Knowing what worker’s compensation covers, reporting an accident as soon as possible and being honest helps your compensation claim.